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🇮🇳 Digital Dwara•Your Gateway to Government Information
प्रधानमंत्री श्रम योगी मानधन योजना (पीएम-एसवाईएम)
₹3,000/month pension
Unorganised workers aged 18 to 40 with monthly income up to ₹15,000
central
online
2019
CENTRAL-GOV
Voluntary contributory pension scheme for unorganised workers earning up to ₹15,000/month offering ₹3,000 monthly pension after 60 years of age with 50% central matching contribution.
Voluntary contributory pension scheme for unorganised workers earning up to ₹15,000/month offering ₹3,000 monthly pension after 60 years of age with 50% central matching contribution.
Guaranteed lifetime monthly pension of ₹3,000 with 50% matching government contribution.
Beneficiaries must satisfy all statutory criteria prescribed by the Ministry.
Keep original documents and verified copies ready before starting your application to prevent verification delays.
Step-by-step guidance for completing your application on the official portal.
Visit nearest CSC centre or maandhan.in
Provide Aadhaar and bank details for auto-debit
Pay initial cash contribution (₹55–₹200 depending on age)
Download PM-SYM Card
Essential questions answered regarding scheme benefits, DBT, and eligibility conditions.
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Universal cashless health coverage up to ₹5 lakh per eligible family per year for secondary and tertiary healthcare hospitalizations.