Who is eligible to apply for Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM)?

Unorganised workers aged 18–40 with monthly income up to ₹15,000.

Central Government SchemeOfficially Verified SourceContinuous Rollout

Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM)

प्रधानमंत्री श्रम योगी मानधन योजना (पीएम-एसवाईएम)

Ministry / Implementing Agency:Ministry of Labour and Employment

Voluntary contributory pension scheme for unorganised workers earning up to ₹15,000/month offering ₹3,000 monthly pension after 60 years of age with 50% central matching contribution.

Check Eligibility Criteria Official Portal

Scheme Overview

Government Levelcentral

Operational Statusactive

Application Statuscontinuous

Application Modeonline

Launch Year2019

Target BeneficiaryUnorganised workers aged 18 to 40 with monthly income up to ₹15,000

About the Scheme

<h2>Overview</h2><p>Voluntary contributory pension scheme for unorganised workers earning up to ₹15,000/month offering ₹3,000 monthly pension after 60 years of age with 50% central matching contribution.</p><h2>Key Benefits</h2><p>Guaranteed lifetime monthly pension of ₹3,000 with 50% matching government contribution.</p>

Key Benefits & Financial Assistance

Financial Assistance: ₹3,000/month pension

Fixed monthly pension of ₹3,000 after attaining age 60
Matching contribution: Central Government pays equal 50% monthly share
50% family pension payable to spouse on subscriber death

Eligibility Guidelines

These eligibility criteria represent published official guidelines. Ensure you hold valid supporting documents before applying on the official portal.

Unorganised workers aged 18–40 years with monthly income <= ₹15,000 not covered under EPFO/ESIC

Required Documents

Aadhaar Card

Savings Bank Account Passbook / Jan Dhan Account

Mobile Number

Application Process

1Visit nearest CSC centre or maandhan.in
2Provide Aadhaar and bank details for auto-debit
3Pay initial cash contribution (₹55–₹200 depending on age)
4Download PM-SYM Card

Official Portals & Direct Links

Official PortalVisit Official Website

Application LinkDirect Apply Online Portal

Source & Verification Provenance

Information for this scheme has been referenced from official publications by Ministry of Labour and Employment. Official domain: maandhan.in.

Verification Status: Officially Verified

Frequently Asked Questions

Citizen Discussion & Inquiries

Have a question or verified update regarding this notification? Submit your inquiry for official review.

About the Scheme