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प्रधानमंत्री मुद्रा योजना (पीएमएमवाई)
Up to ₹20,00,000
Micro entrepreneurs, shopkeepers, artisans and small businesses
central
online
2015
CENTRAL-GOV
Provides collateral-free institutional business loans up to ₹20 Lakh to non-corporate micro and small enterprises.
Provides collateral-free institutional business loans up to ₹20 Lakh to non-corporate micro and small enterprises.
Collateral-free loans across Shishu (up to ₹50k), Kishore (₹50k-₹5L), and Tarun (₹5L-₹20L) categories.
Beneficiaries must satisfy all statutory criteria prescribed by the Ministry.
Keep original documents and verified copies ready before starting your application to prevent verification delays.
Step-by-step guidance for completing your application on the official portal.
Apply on udyamitra.in or jansamarth.in
Select Mudra Loan category
Upload KYC and business documents
Bank sanctions loan
Essential questions answered regarding scheme benefits, DBT, and eligibility conditions.
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Guaranteed pension scheme for unorganised sector workers offering a fixed minimum monthly pension of ₹1,000 to ₹5,000 after attaining 60 years of age.
Renewable one-year term life insurance cover of ₹2,00,000 for death due to any cause at an affordable premium of ₹436 per annum for individuals aged 18 to 50 years.