Who is eligible to apply for Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM)?

Urban poor and homeless individuals residing in urban municipal areas.

Central Government SchemeOfficially Verified SourceContinuous Rollout

Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM)

दीनदयाल अंत्योदय योजना – राष्ट्रीय शहरी आजीविका मिशन (डे-एनयूएलएम)

Ministry / Implementing Agency:Ministry of Housing and Urban Affairs

Urban poverty reduction mission organizing urban poor into Self-Help Groups, providing skill training with placement, subsidized micro-enterprise loans, and permanent shelters for urban homeless.

Check Eligibility Criteria Official Portal

Scheme Overview

Government Levelcentral

Operational Statusactive

Application Statuscontinuous

Application Modeonline

Launch Year2013

Target BeneficiaryUrban poor, urban homeless, street vendors, and unemployed urban youth

About the Scheme

<h2>Overview</h2><p>Urban poverty reduction mission organizing urban poor into Self-Help Groups, providing skill training with placement, subsidized micro-enterprise loans, and permanent shelters for urban homeless.</p><h2>Key Benefits</h2><p>Free skill training, subsidized bank loans with interest subvention over 7%, and 24x7 municipal shelters for the homeless.</p>

Key Benefits & Financial Assistance

Financial Assistance: Subsidized Micro Enterprise Loans up to ₹2 Lakh (Individual) / ₹10 Lakh (Group)

Free placement-linked skill training for urban youth
Subsidized micro-enterprise credit with interest subvention above 7%
Comprehensive support for urban street vendors and permanent homeless shelters

Eligibility Guidelines

These eligibility criteria represent published official guidelines. Ensure you hold valid supporting documents before applying on the official portal.

Urban poor families living below poverty line or possessing BPL/EWS status in statutory towns

Required Documents

Aadhaar Card

BPL / Urban EWS Certificate

Bank Account Passbook

Application Process

1Contact City Mission Management Unit (CMMU) at Urban Local Body
2Enroll in certified skill training or form urban SHG
3Apply for self-employment credit assistance

Official Portals & Direct Links

Official PortalVisit Official Website

Application LinkDirect Apply Online Portal

Source & Verification Provenance

Information for this scheme has been referenced from official publications by Ministry of Housing and Urban Affairs. Official domain: nulm.gov.in.

Verification Status: Officially Verified

Frequently Asked Questions

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प्रधानमंत्री आवास योजना – शहरी (पीएमएवाई-यू 2.0)

Urban housing mission providing interest subsidies and capital grants up to ₹2.50 Lakh for urban EWS, LIG, and MIG families.

Ministry:Ministry of Housing and Urban Affairs

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PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi)

पीएम स्ट्रीट वेंडर्स आत्मनिर्भर निधि (पीएम स्वनिधि)

Working capital micro-loans of ₹10,000 to ₹50,000 with 7% interest subsidy and digital cashback for street vendors.

Ministry:Ministry of Housing and Urban Affairs

Benefit: ₹10,000 to ₹50,000

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Citizen Discussion & Inquiries

Have a question or verified update regarding this notification? Submit your inquiry for official review.

About the Scheme

Key Benefits & Financial Assistance

Financial Assistance: Subsidized Micro Enterprise Loans up to ₹2 Lakh (Individual) / ₹10 Lakh (Group)

Free placement-linked skill training for urban youth

Subsidized micro-enterprise credit with interest subvention above 7%

Comprehensive support for urban street vendors and permanent homeless shelters

Related Government Schemes

Central Government SchemeVerified

Pradhan Mantri Awas Yojana – Urban (PMAY-U 2.0)

प्रधानमंत्री आवास योजना – शहरी (पीएमएवाई-यू 2.0)

Urban housing mission providing interest subsidies and capital grants up to ₹2.50 Lakh for urban EWS, LIG, and MIG families.

Ministry:Ministry of Housing and Urban Affairs

Benefit: Up to ₹2,50,000

Target: Urban EWS, LIG and MIG families without pucca house

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Central Government SchemeVerified

PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi)

पीएम स्ट्रीट वेंडर्स आत्मनिर्भर निधि (पीएम स्वनिधि)

Working capital micro-loans of ₹10,000 to ₹50,000 with 7% interest subsidy and digital cashback for street vendors.

Ministry:Ministry of Housing and Urban Affairs

Benefit: ₹10,000 to ₹50,000

Target: Street vendors and hawkers in urban and peri-urban areas

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